Mortgages in a sentence

Fixed-rate mortgages offer more stability over time compared to adjustable-rate mortgages, but adjustable-rate mortgages can sometimes offer lower interest rates upfront.

Roberts said he didn’t want to do mortgages, he wanted to sell the homes for the mortgages.

Mortgages are also becoming more available as laws restricting the availability of mortgages to certain individuals become more relaxed.

Many of those affected - usually having taken out mortgages in the late 2000s with Northern Rock or Bradford & Bingley - have been paying more than 5% interest on their mortgages for the past 12 years.

Selling mortgages to Fannie and Freddie allows banks to avoid the financial risk that homeowners will default on the mortgages.

Others who have paid off their mortgages and have equity can take reverse mortgages to stay put and live more comfortably through their golden years.

Under Dodd-Frank, only mortgages that meet a certain set of requirements (qualified mortgages) automatically meet the ability to repay standard (have a safe harbor).

A banker at the Beijing branch of a commercial bank said about 20 percent of existing clients had applied to prepay mortgages and his bank had stretched the approval process to about half a year.

A benchmark determining the interest rates of mortgages, credit cards and other types of loans, the federal funds rate also affects the yields of government bonds such as the 30-year and 10-year Treasury bills.

After all, the increase in property prices and mortgages was driven by the demand influx.

All the money that we get has to go back into the village and pay the mortgages off," said Stephen Laclair, board president.

Also, the lender isn’t Bank of Scotland itself but a subsidiary firm – called BOS (Shared Appreciation Mortgages) No 6 plc – although the bank administers the loans.

And bond yields, of course, impact fixed mortgages.

And what Steve Sailer has been writing about the Minority Mortgage Meltdown is that it was caused by assuming that the minority borrowers were smart enough to decide for themselves that they could pay back those mortgages.

And with many Australians set to see their fixed rate mortgages coming to an end this year, mortgage stress is expected to peak between August and December this year.

ANZ Bank is keen to invest more capital into the part of the bank that services major domestic and overseas corporations, a sector that is benefiting from market volatility while returns from mortgages are being squeezed by stiff competition.

As mortgages are renewed at higher rates, more households will feel the restraining effects of monetary policy.

As of January 2021, Chartell had mortgages registered on 13 B.C. properties, the agreement notes, adding that neither Wu nor Chartell was exempt from registration requirements.

A total of 3,697 mortgages were approved, with first-time buyers making up 51 per cent of approvals.

Australian mortgages grew at 0.5 times system as we responded in a measured way to the intense level of competition.