Below you will find example sentences with "net interest". The examples show how this phrase is used in natural context and which words often surround it.

Net Interest in a sentence

Corpus data

  • Displayed example sentences: 20
  • Discovered as a combination around: interest
  • Corpus frequency in the collocation scan: 23
  • Phrase length: 2 words
  • Average sentence length: 27.7 words

Words in this phrase

net interest

Meanings of words in this phrase

  • net can mean: A mesh of string, cord or rope. Frequent word
  • interest can mean: The price paid for obtaining, or price received for providing, money or goods in a credit transaction, calculated as a fraction of the am... Common word

Sentence profile

  • Phrase position: 10 start, 8 middle, 2 end
  • Sentence types: 20 statements, 0 questions, 0 exclamations

Usage patterns

These patterns show short text windows around the phrase in the example sentences:

net interest income was 2× boost the net interest income to 1× boost to net interest income from 1× by compressing net interest margin but 1× company s net interest expense has 1× comparing the net interest expense against 1× drop in net interest income 1× equity and net interest margin are 1×

Sentence openings and endings

Common sentence openings:

net interest income 3× alongside the boost 1× going forward we 1× however net interest 1× looking further back 1× lower interest rates 1×

Common sentence endings:

net interest income 2× additional breathing room 1× and other funding 1× double edged sword 1× during the quarter 1× flow from operations 1×

Context words

These words often appear near this phrase in the example sentences:

income 18× rates 8× margin 6× due 6× higher 6× expense 6× quarter 4× debt 4× company 4× decreased 3× approximately 3× balance 3×

Related phrases

negative net interest rates interest rate net worth net margin net income interest expense net loss net sales net contracts

Phrases around this combination

Other phrases discovered around interest:

interest rates 20× interest rate 20× interest expense 19× interest income 14×

Just before it in the phrase index:

net income net debt net contracts net cash nest hub nerve agent

Just after it in the phrase index:

net loss net margin net migration net proceeds net profit net sales

Other phrases with the same pattern

Same start:

net worth net margin net income net loss net sales net contracts

Same ending:

higher interest rising interest keen interest negative interest renewed interest

Corpus analysis

  • The phrase "net interest" has 2 words and usually appears near the start in these examples. The average sentence has 27.7 words and is mostly made up of statements.
  • Around this phrase, patterns and context words such as net interest income was, boost the net interest income to, income, rates and margin stand out.
  • In the phrase index, this combination connects with negative net, interest rates, interest rate, interest rates, interest rate and interest expense, linking the page to nearby combinations.

Example types with net interest

This selection groups the examples by length and sentence type, making usage of the full phrase easier to scan:

Short example sentences

Lower long-term interest rates negatively impacted net interest income and net interest margin during the quarter. (17 words)

The company has seen improvement in net income and net interest income, but the valuation is too expensive. (18 words)

The company's net interest expense has increased due to high interest rates, consuming 67% of its operating income. (19 words)

Longer example sentences

Overall, net interest income decreased approximately $60 million or 9.8% over the prior quarter due to compressed net interest margin and average earning assets declining $562 million, mostly stemming from balance sheet repositioning actions. (35 words)

However, Net Interest Margin declined 11 bps sequentially due to the impacts of Fed rate cut, changes in deposit and funding mix, and higher cash balance resulting in a slight drop in net interest income. (35 words)

On the other hand, most regional banks like First Republic earn their keep through net interest income, the spread between the interest they earn from loans less the interest paid on deposits and other funding. (35 words)

Example sentences (20)

Lower long-term interest rates negatively impacted net interest income and net interest margin during the quarter.

Overall, net interest income decreased approximately $60 million or 9.8% over the prior quarter due to compressed net interest margin and average earning assets declining $562 million, mostly stemming from balance sheet repositioning actions.

Right now, net interest expenses are $1,286 million but we must expect net interest expenses to increase again due to the additional debt.

Looking further back, net interest income decreased 10 percent and net interest margin decreased by 26 basis points year-over-year.

However, Net Interest Margin declined 11 bps sequentially due to the impacts of Fed rate cut, changes in deposit and funding mix, and higher cash balance resulting in a slight drop in net interest income.

On the other hand, most regional banks like First Republic earn their keep through net interest income, the spread between the interest they earn from loans less the interest paid on deposits and other funding.

The company has seen improvement in net income and net interest income, but the valuation is too expensive.

Alongside the boost to net interest income from higher interest rates, one thing helping Raiffeisen is that credit quality remains robust.

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Going forward, we estimate an approximately $0.5 million decrease in annual net interest income for a parallel 25 basis point increase in interest rates, reflecting higher beta assumptions and changes in deposit mix.

I'm just wondering, what can you do, I guess, to reduce debt and by extension, reduce your interest expense, because I think your guidance assumes a fairly healthy increase in net interest expense.

Net interest expense in the prior period was primarily related to fair value adjustments, contractual interest expense and a loss on the conversion of the company's former convertible notes due 2024.

Net interest income was $3.4 million as compared to $0.5 million in the third quarter of 2022 as we benefited from higher interest rates and a larger average cash balance versus last year.

That being said, the increasing interest rates will likely boost the net interest income to approximately C$0.15M per quarter and this will provide additional breathing room.

The bank also has no sustained source of non-interest income, which was $90M TTM (compared to $1.26B TTM in net interest income).

The company's net interest expense has increased due to high interest rates, consuming 67% of its operating income.

Third, BHB's profitability as measured by return on equity and net interest margin are higher today than they have been in many years, in large part due to higher interest rates.

To understand if the company is able to pay off its interest expenses, we calculate the "Debt Servicing Ratio" by comparing the "Net Interest Expense" against the "Cash Flow from Operations".

Lower interest rates actually tend to reduce bank profitability by compressing net interest margin, but can improve the debt service capacity of its customers, so it’s a double-edged sword.

Net interest income was up over $100 million or 6%, which largely offset the decline in the other non-interest income categories.

Net interest income grew 7 per cent to Rs 334 crore, while the non-interest income fell by 9 per cent to Rs 92 crore.

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