Swop

Tasneem Essop is a researcher at the Society, Work and Politics Institute (SWOP) at the University of the Witwatersrand in Johannesburg.

The latest in their seemingly never-ending list of projects, ideas, and initiatives is Swop Shop, where plastic collected in and around Senga Bay is exchanged for points, for which a wide array of goods can be obtained.

Investors are in an unenviable position of having to choose to either remain fully invested in an illiquid PN share with low-growth prospects but potentially high dividend yields, or swop out a portion of their shares at a price below fair value.

While most banks use two-factor authentication, the widespread use of SMS-based authentication can make it easy for attackers to commit SIM-swop fraud and receive the customer’s one-time-PIN (OTP).