Explore Subprime through 10+ example sentences from English, with an explanation of the meaning. Ideal for language learners, writers and word enthusiasts.
Subprime in a sentence
Subprime meaning
- Less than prime; inferior.
- Designating a loan (typically at a greater than usual rate of interest) offered to a borrower who is not qualified for other loans (for example, because of a poor credit history).
- Designating a type of commercial lending rate, less than the prime rate, offered to desirable borrowers.
Using Subprime
- The main meaning on this page is: Less than prime; inferior. | Designating a loan (typically at a greater than usual rate of interest) offered to a borrower who is not qualified for other loans (for example, because of a poor credit history). | Designating a type of commercial lending rate, less than the prime rate, offered to desirable borrowers.
- In the example corpus, subprime often appears in combinations such as: the subprime, subprime mortgage, subprime lending.
Context around Subprime
- Average sentence length in these examples: 24.1 words
- Position in the sentence: 6 start, 8 middle, 6 end
- Sentence types: 20 statements, 0 questions, 0 exclamations
Corpus analysis for Subprime
- In this selection, "subprime" usually appears in the middle of the sentence. The average example has 24.1 words, and this corpus slice is mostly made up of statements.
- Around the word, business, put, international, mortgage, consumers and mortgages stand out and add context to how "subprime" is used.
- Recognizable usage signals include since the subprime mortgage crisis and charge these subprime consumers higher. That gives this page its own corpus information beyond isolated example sentences.
- By corpus frequency, "subprime" sits close to words such as abattoirs, abike and ablative, which helps place it inside the broader word index.
Example types with subprime
The same corpus examples are grouped by length and sentence type, making it easier to see the contexts in which the word appears:
First it was subprime mortgages, then European debt. (8 words)
Subprime loans to highly-leveraged companies is another. (8 words)
The Federal government imposed lending quotas on the market to make lenders write more subprime mortgages. (16 words)
This is where Aclaro comes in. The company noticed these inefficiencies in the auto lending market and developed a platform to correct them by offering the first and only machine learning system for subprime lenders. (35 words)
Rampant fraud across the banking industry and unfettered access to credit for home subprime buyers led to the housing industry’s demise a decade ago, but lenders never turned the spigot off for auto lending. (35 words)
For example, the bandwagon effect played a significant role in the subprime mortgage debacle that led to the collapse of the U.S. housing market in 2008 and the subsequent global financial crisis. (33 words)
Example sentences (20)
After suffering devastating double-digit losses in 2022, the fixed income market remains more fragile than at any point since the subprime mortgage crisis.
New home construction in the suburbs has been slow since the subprime mortgage crisis of 15 years ago.
The move is seen as a way to boost corporate earnings as the company spins back its largest U.S. business, subprime auto lending.
All of the major credit card issuers charge these “subprime” consumers higher interest rates or simply decline to lend to them at all.
For example, the bandwagon effect played a significant role in the subprime mortgage debacle that led to the collapse of the U.S. housing market in 2008 and the subsequent global financial crisis.
The Federal government imposed lending quotas on the market to make lenders write more subprime mortgages.
Contrary to what the subprime crisis, the Libor scandal and the periodic tax-dodging outrages might lead us to believe, they are not venal megalomaniacs.
German banks were exposed to subprime papers, but Germany didn’t have the kind of housing bubble and overleveraged households we saw in the U.S., the United Kingdom, Spain and Ireland.
Thirty-four states sued Santander and won a $550 million settlement after the allegation that Santander put subprime consumers into high-risk auto loans with a great possibility of default.
As the international subprime bubble and bank collapses of 2007-09 demonstrated, just as corporations can enrich and positively shape the destiny of nations, so they can also drag down their economies.
First it was subprime mortgages, then European debt.
In addition, Illinois’ attorney general sued both Navient and Sallie Mae two years ago on deceptive subprime lending, NBC reported.
Subprime loans to highly-leveraged companies is another.
Such subprime loans and their derivatives were, for a time, a bonanza for both the mortgage origination industry and some Wall Street players.
This is where Aclaro comes in. The company noticed these inefficiencies in the auto lending market and developed a platform to correct them by offering the first and only machine learning system for subprime lenders.
As the US subprime housing bubble demonstrated, things tend not to go so smoothly for a country that borrows vastly more than it can productively absorb.
If you substitute “shale oil and gas development companies” for “subprime lending companies,” it becomes an apt description of the current shale industry.
Others still used it to buy corporate bonds or speculate on student loans and complex packages of subprime car loans.
Rampant fraud across the banking industry and unfettered access to credit for home subprime buyers led to the housing industry’s demise a decade ago, but lenders never turned the spigot off for auto lending.
These include All Aboard Florida, a private railroad company; Onemain, the country’s largest subprime lender; and Nationstar, which collects mortgage payments on behalf of lenders.
Common combinations with subprime
These word pairs occur most frequently in English texts: